Dorothy Garcia

From Idea to Business – SCORE Success Story

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Feb 152019
 

Learn how with the assistance of a SCORE mentor, this woman turned her wall art idea into a viable business.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Simple Steps To Buying The Best Home

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Feb 142019
 

Purchasing real estate is a frightening experience. However, if you play your cards right, you can make quite a bit of money from it and make a huge improvement to your lifestyle as well. The information presented in this article will help inform, and guide, your real estate decisions.

All real estate agents should contact any past clients during the holidays, and at the anniversary of that person’s purchase date. Sending them a message is a great reminder for how much you helped them with their home purchase experience. Consider reminding them that you are always available to help their friends and relatives purchase their next home, as well.

If you have children or plan on having them, you should look for a home with enough room for a family. Not only is space important, but so is safety. Things like bad wiring, steps, a pool, and other potential hazards need to be looked at. If children have been raised in this house, it should be safe.

You need to stay moderate when you are dealing with real estate purchases. Do not be too extreme with your offers. Most people are too aggressive in aiming for the very best deal. This usually ends up backfiring on them. It is good to be assertive with what you expect, though allow your lawyer and Realtor take care of the negotiations, because they have a lot of experience in this type of work.

When purchasing expensive commercial properties that are large, look for a partner who you can trust. Having a partner makes it easier to get a loan if you need one to purchase the property. A partner can help with the down payment and the credit that is needed to get qualified for a commercial loan.

Educate yourself thoroughly on mortgage loan terms if you are in the market to purchase a home. Making sure that you understand how your mortgage term affects your monthly mortgage payments and how it relates to the net cost of your home will leave you feeling less confused in the future.

This is a great time to think of investing in property. Property values are now at a low since the market has crashed. It’s the perfect time to leave an apartment and move into your own house. If you keep your property long enough, you are sure to gain a profit.

If you have or plan to have a big family, you need to find a home that will be big enough for everyone. There are safety issues, too, that can affect your choice of home if you have children. For example, the type of staircases in the home and protective fences around pools must be considered. By purchasing a home whose previous owners had children, it should be guaranteed to be safe.

Asking Price

When you are preparing to purchase a home, you already know the asking price but determining your offer is an important consideration. When you make an offer to the seller that is less than the asking price, the seller will often come back with a counteroffer of some greater amount. Compromise between the asking price and your original offer will usually determine the price you and a seller agree upon, and it is usually one you can both live with.

Purchasing a property is perhaps the largest financial decision of your life, as well as one of the most important. The more education you have about real estate in general, and your potential purchase in particular, the better shape you will be in.

If you’re thinking about relocating, you may want to consider looking online at the neighborhood of the house you’re thinking of purchasing. You can find a lot of information, even for the smallest cities. Make sure that you can live comfortably in a town by researching the population, unemployment rate and salary ranges.

Small Business – Doing Business with HUD

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Feb 132019
 

This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Before Having Dealings With Commercial Real Estate Read These Tips!

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Feb 122019
 

Sealing a good commercial real estate deal involves a lot of time and can be very hard to pull off. However, the rewards can easily outweigh the costs. The advice in the following article will help you get the most from your investment.

Look at the neighborhood you’re thinking about investing into, you want to check things like unemployments rates, income levels, and different rates of expansion so that you have an idea of where the neighborhood stands, and what potential it has in the future. Properties centrally located near universities and hospitals will have a consistently higher value, and it will sell more quickly.

Use your digital camera to take pictures of the property. Take pictures of the damages, for instance spots and stains, holes or even discoloration on the bathtub.

There are many factors to consider as you view available properties. For example, you should take note of statistics regarding local employers, workforce availability and the accessibility of skilled labor. Property that is located near a large business, a college, or a hospital has better resale value and will often sell easier.

If you trying to choose between two or more potential properties, it’s good to think bigger in terms of perspective. Financing may be no more difficult for the large apartment building than the small one. This is generally like buying something in bulk, the more you buy, the less it is is per unit.

Make sure that the broker you decide to work with has experience in the commercial market. It is important that their experience fall in line with your buying and/or selling goals, so make sure to ask what their specialty is. You and this broker should enter into an agreement that is exclusive.

It is important to learn and understand a metric used in commercial real estate investment called NOI or Net Operating Income. To succeed, have positive numbers.

Take plenty of pictures of the building. Be sure the photos capture any defects that exist in the unit, such as holes in the wall, and damaged or dirty carpets.

Double-check that you are seeking a realistic amount of money for your property. Different variables can have an impact of the value of a lot.

As the above article stated, purchasing commercial real estate can be extremely rewarding when it comes to making a profit. The suggestions presented in this article should help you avoid some of the most common pitfalls, and move forward toward success.

HUBZone Certification Program Webinar

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Feb 122019
 

This video explains the basics of the HUBZone certification program for small business federal contractors.

HUBZone certification allows certain small businesses to compete for set-aside contracts aimed at spurring investment in low median income or high unemployment areas.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Interested In Buying Or Selling Commercial Real Estate? Here Are Some Tips To Help You

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Feb 112019
 

Getting started in the commercial real estate market is much simpler than it seems. You just have to know what to do when it comes to real estate. When you know what smart moves to make, you know what you need to do to succeed. This article is packed with useful guidelines and insight that should facilitate a more thorough understanding of the commercial real estate market.

Regardless of whether you are buying or selling, you should negotiate. Protect your interests by standing up for yourself regardless of who is on the other side of the table. Negotiate a fair price rather than accepting one that is too high or too low.

Pest Control

For those who have an interest in real estate, reference websites that offer information to a investors of all experience levels. Learning is an ongoing process, and you can never know enough.

If you are looking to lease or rent, the issue of pest control is a critical one to address. It is a good idea to consult your rental agent for information on pest control policies, especially if the area your property is located in is known for a high population of insects and rodents.

When purchasing any type of commercial property, pay close attention to the location of the real estate. Consider the neighborhood of the property. You will also want to calculate growth expectations by comparing similar neighborhoods. You’re not only thinking about the here and now; you want to look a decade down the line too. Pick an area with the potential for sustainable growth.

Once you have narrowed your choices down to two major contenders, you should expand your decision to include the big picture. Finding adequate financing on a piece of property takes time and patience. Generally, this is the same situation as if you were buying something in bulk, the more you buy the cheaper the price of each unit.

In the beginning, you may find it necessary to spend a great deal of time handling your investment. First, you will need to search for a golden opportunity. After you have purchased the property, you may have to spend some time and money making repairs or remodeling it. Don’t let the amount time you need to put in during this phase discourage you. Your efforts will be rewarded.

As you already no doubt know, smart commercial real estate investing takes time and research. Hopefully this article has provided you with some of the information you will need in order to become a successful, global commercial real estate tycoon.

Selling Real Estate Today. Nothing But The Best Tips!

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Feb 102019
 

Know when to sell to make the most profit, why you are selling to determine where to price your home, and if this is the best time or location to be selling in. Keep reading to educate yourself as to how to go about reaping the most profit for your property.

The effort required to keep surfaces painted, trim the bushes, and ensure the plumbing is in order can be endlessly annoying. However, as you let these tasks fall by the wayside, they begin to pile up on you. Before you know it, you’re left with a home that nobody wants to buy.

Potential Buyers

When you have decided to sell your home, try adding a few energy efficient items to help entice buyers. Installing LED and solar-powered lighting systems, along with Energy Star appliances will increase interest in your property, as prospective buyers will see the potential energy savings they could realize by living in the house.

If you’re selling your home, you can make it more appealing to potential buyers with the addition of some energy-efficient products. By adding items like energy efficiant lights and Energy Star rated appliances to your home, you are attracting potential buyers with the promise of energy savings.

Put your home on the market for a reasonable price. Check out recent comparable home sales in your area, and set a sales price that is somewhat in the middle. Placing an overinflated value on your house could force you to eventually lower it anyway.

Try adding a bonus to the sale advertisement to draw additional interest. Similar to offers that throw in a free major appliance with a new home, these offers can really do the trick. This will make potential buyers more interested in purchasing your home. Focus on what buyers want out there. If you can add something of value to the overall package, you should have no trouble selling. Doing this really boosts your rate of success.

Be realistic about the value you put on your property. Do some research on how much similar houses have sold for in your neighborhood, and set your price close to the average. If your home carries a steep price tag, you could ultimately be forced to reduce the price.

Let your home have an up-to-date feeling of freshness by cleaning the windows, both on the inside and the outside too. Crystal clear windows allow more sunlight to penetrate the house, and give the house a fresh touch. When there’s a sparkle in your windows, it makes the house look like it’s well maintained and attracts buyers that much more.

If possible, you should try to complete the sale of your house prior to moving out. It can be financially difficult to keep up payments on two houses at the same time. Give yourself a large window of time to show your house and find the right buyer.

Before you sell you home, if you have made the decision to paint the inside of your home, do not choose just the colors that you like. It’s always best to stick with a traditional neutral color, such as eggshell, white, cream or taupe. Buyers will appreciate the fresh look and appeal that the new paint provides the house.

All of the information that a buyer could think is useful when buying a home should be handy. Keep records of the companies and professionals who have worked on the house, complete with details of the jobs performed. Buyers are interested in the attention given to a home and having good records will demonstrate that.

For a very quick sell, price your home around 10 percent below the lowest-priced comparable home in your neighborhood. Potential buyers will become more enthusiastic about the house if they believe that they are getting an excellent bargain.

Being clear about your reasons for selling is as important as knowing whether your timing is right. The tips provided above included great advice on many factors that are part of the selling process. Follow this advice to make selling your home a much easier and less stressful event.

What You Need To Know About Grants.Gov

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Feb 102019
 

Grants.gov features over 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

What You Need To Know About Benefits.Gov

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Feb 092019
 

The United States Federal Government launched the Benefits.gov Website in 2002 in the hopes of providing every American with easy and convenient online access to government benefits and programs.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Discover The Commercial Real Estate Techniques Of The Pros

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Feb 092019
 

Commercial real estate investment has an enticing reward potential, however, a considerable amount of homework is required on the part of any would-be investor. These strategies can help you succeed in commercial real estate.

Negotiate, whether you’re the seller or the buyer. Be heard and fight to get a fair property price.

Record problems by taking digital pictures of them. Include all the defects in the photo, such as carpet stains, or holes in the walls.

Prior to investing massive sums of money in a property, take a hard look at community income averages, as well as employment rates, and how much hiring and firing nearby businesses are doing. If you’re looking at a property that’s close to things like a university, employment centers, or a hospital, they’re likely to sell fast, and at a high value.

When you lease a commercial site it is very important to that pest control is kept up-to-date. In some areas, in particular in areas with known populations of pests, this is a very important concern.

Location is crucial when it comes to commercial property. Consider how the neighborhood will affect business. Consider how this area is growing in comparison with similar areas in the region. You’re not only thinking about the here and now; you want to look a decade down the line too. Pick an area with the potential for sustainable growth.

Double-check that you are seeking a realistic amount of money for your property. There are a lot of uncertainties which can have a huge impact on the price of your lot.

Use a digital camera to take pictures. Be sure that you have any and all defects present on the pictures you take (things like holes, discoloration, or spots).

Prior to selling commercial property, have it inspected first by a professional. If anything turns up during the inspection, you should immediately address the problem.

When you are selling a commercial property, always make sure to include all buyers; this includes local and non-local buyers. Most individuals make the error of thinking that only the people in their area are the ones interested in purchasing their property. There are many private investors who will buy affordable priced property in any area.

Commercial Real Estate

There are many informational websites available that aim to provide new and seasoned real estate investors with the necessary information. There is no such thing as having too much knowledge, so it is always a good idea to learn as much as you can.

If you have understood and apply the advice you just read about, you will be on your way to a successful start in commercial real estate investing. If you use the tips provided in this article, you will see why so many people are successful at commercial real estate, and you can start to reap the rewards.